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Guaranty Bank

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In order to get started, select an account that works for you.

Elevate Checking
A checking account that rewards clients up to $25,000 with a premium rate.
  • Free initial Visa® debit card
  • Free access to 37,000+ nationwide MoneyPass® ATMs
  • Free online and mobile banking
  • Free eStatements
  • Free Bill Pay
  • $50 minimum deposit to open
  • To qualify for Premium APY, make 15 point-of-sale (POS) debit card purchases each statement period, enroll in direct deposit and eStatements
Elite Checking
Give your money a leg up with Elite Checking — the checking account that comes with rewards including competitive interest and so much more.
  • Free initial Visa® debit card
  • Free access to 37,000+ nationwide MoneyPass® ATMs
  • Free online banking and mobile banking
  • Free eStatements
  • Free Bill Pay
  • Minimum deposit to open $50
Essential Checking
Just the basics. Essential Checking offers only what you need, without extras you don't want.
  • Free initial Visa® debit card
  • Free access to 37,000+ nationwide MoneyPass® ATMs
  • Free online and mobile banking
  • Free eStatements
  • Free Bill Pay
  • $50 minimum deposit to open
  • No minimum balance requirement
Regular Savings Account
Make tomorrow better by saving today. Our Regular Savings helps you meet savings goals faster with competitive interest— plus, free online services to manage your money.
  • Earn competitive interest
  • Maintain safekeeping for your funds
  • Avoid $7 quarterly service charge by maintaining a $250 minimum daily balance
  • Unlimited in-person withdrawals
  • 6 pre-authorized withdrawals per calendar month
  • Free online banking
  • Free eStatements
  • Free mobile banking
  • Free Visa® ATM card
Money Market
Reward your good saving habits with higher rates — without missing out on account access! A money market offers the best of both worlds: interest and liquidity.
  • May earn higher rate than traditional savings
  • Minimum daily balance of $1,000 required to earn interest
  • Avoid $10 monthly service charge by maintaining a $1,000 minimum daily balance
  • 6 free checks or pre-authorized transfers are allowed per statement cycle
  • Free online and mobile banking
  • Free eStatements
6 Month CD
Upgrade your investment strategy with a risk-free CD. Because rates are fixed based on the term of your choosing, your money remains out of the hands of market fluctuations.
  • 4.35% APY
  • $1,000 minimum opening deposit.
10 Month CD
Upgrade your investment strategy with a risk-free CD. Because rates are fixed based on the term of your choosing, your money remains out of the hands of market fluctuations.
  • 4.57% APY
  • $1,000 minimum opening deposit
15 Month CD
Upgrade your investment strategy with a risk-free CD. Because rates are fixed based on the term of your choosing, your money remains out of the hands of market fluctuations.
  • 4.10% APY
  • $1,000 minimum opening deposit